Your dental insurance company provides an annual allowance or an allowance for each member of your family to cover the cost of dental care. You may have unused insurance benefits that need to be used by the end of the year. Any benefits you do not use this year will not roll over to next year. If you do not use the benefits you are entitled to, you will lose them. Insurance companies benefit from unused coverage. Don’t let your dentistry coverage go to waste.
Have Your Teeth Cleaned
Most insurance companies allow for their recipients to get their teeth cleaned twice each year. If you are limiting your cleanings to once a year, you are missing out on all the benefits your routine cleanings provide for the care of your teeth and gums. When you have that additional cleaning done, your dentist can also check for any issues that may have surfaced since your last visit. As a bonus, your newly cleaned teeth will look brighter and feel fantastic.
Schedule Any Extensive Work
If you need an extensive dental work that will involve several visits, it is to your advantage to schedule your first few appointments later in the year. This is especially true if you have already paid your deductible but still have not met your coverage maximum. Starting later in the year can save you hundreds of dollars in out of pocket expenses that you would have to pay when you hit the maximum of your plan’s limits. Your dentist can help you maximize your coverage by splitting appointments between this year and next year.
Have Older Fillings Checked
Almost every filling will eventually need to be replaced. Many people do not have their older amalgam fillings replaced until they experience infection or pain. Have your dentist review the condition of your older fillings. If you wait until the next year to replace cracked or worn filling, you could end up needed a costly root canal and crown.
Invest in That Crown
Teeth with large fillings are left at risk of fracture. Your dentist will probably have suggested a crown to protect the tooth from breaking or sensitivity. Some people put off having teeth crowned because they do not hurt at the time, but this could cause havoc on your wallet next year if you need work done on more than one tooth and exceed the limits of your coverage.
Protect Yourself From Fee Increases
Many dental offices who need to change their fees, do so at the beginning of the year. By having any necessary dental work done during the remainder of this year, you may end up saving money before there are any fee increases, and before you have to pay out of your own pocket for next year’s deductible.
Procrastination Can Cost Plenty
Avoiding or delaying necessary dental work can cost you a lot more money long-term. Delaying a filling could result in a more costly root canal. Delaying the replacement of a damaged filling could lead to additional decay or tooth loss. Avoiding your allotted cleanings can lead to gum disease and costly restoration.
At Smile Angels of Beverly Hills, we care about your smile and your oral health. We can provide all of your necessary dental needs all under one roof. To make the most of your dental insurance in of Los Angeles, contact Smile Angels of Beverly Hills today!